Choose ChatGPT Business if your team can sign up with a card and needs a secure shared workspace now. Choose ChatGPT Enterprise if you need invoicing, purchase orders, SCIM, data residency or SLAs. Business seats are $20 a user a month billed annually, while Enterprise has custom pricing through sales, as of October 2026.
For most teams the choice between these two plans comes down to how your company buys software, not what the chat can do. I read OpenAI's ChatGPT Business pricing page and the OpenAI Help Center articles on ChatGPT Business and ChatGPT Enterprise, and the details below come from those, as of October 2026.
Business and Enterprise feature by feature
OpenAI lists Business prices in US dollars for most countries, and notes that pricing may vary by country and currency.
| ChatGPT Business | ChatGPT Enterprise | |
|---|---|---|
| Buying route | Self-serve; at least 2 seats | Contact sales; bought at organisation level |
| Price | Standard $20 a user a month annually, $25 monthly; Premium $100 annually, $125 monthly | Custom pricing; credit-based and token-based pricing available |
| Identity and admin | SAML SSO and MFA, central billing, usage analytics and spend controls | Adds SCIM, EKM, domain verification, role-based access controls |
| Data controls | No training on business data by default | Custom data retention, data residency in ten regions |
| Support and terms | Self-serve | 24/7 priority support, SLAs, custom legal terms |
| GPT Instant context window | 54K | 128K |
| Invoicing and POs | Use a contracted offering instead of self-serve Business | Invoicing and billing, volume discounts |
Inside ChatGPT Business
This is the self-serve workspace plan. A Standard seat is $25 per user per month on the monthly plan or $20 per user per month billed annually. A Premium seat is $125 per user per month monthly or $100 billed annually, and gives 5x more usage than Standard with no 5-hour limit.
A Business workspace needs at least 2 seats in total: 2 Standard, 2 Premium, or 1 of each. You get a secure workspace with SAML, SSO and MFA, centralised billing and administration, usage analytics and spend controls, and no training on your business data by default.
Two details from the Help Center are easy to miss. Business is separate from the API platform, so a Business subscription doesn't include API usage, which is billed separately. And the GPT Instant total context window on Business is 54K.
Inside ChatGPT Enterprise
There's no published price for this plan. OpenAI's page says custom pricing, contact sales, and credit-based and token-based pricing are both available. It's bought at the organisation level, so individual users can't sign up for it themselves.
What you get on top is mostly control. Enterprise adds SCIM, EKM, user analytics, domain verification and role-based access controls; custom data retention policies, with encryption at rest and in transit; support for data residency in ten regions; and 24/7 priority support, SLAs, custom legal terms and access to AI advisors for eligible customers. It also offers invoicing and billing with volume discounts, and an expanded context window: GPT Instant goes from 54K on Business to 128K.
The line OpenAI draws for you
Here's what settles it for a lot of companies. OpenAI's Help Center says that if you need invoice billing, purchase orders, bank transfer, wire, ACH, net terms, split payments, Zero Data Retention or BAAs, you should use a contracted offering instead of self-serve Business. So if your finance team won't pay by card, or your legal team needs those terms, Business isn't an option however small the team is.
Which organisations need which plan
- A small team that can pay by card and wants a shared, private workspace: Business, with at least 2 seats.
- A few heavy users in an otherwise light team: Business, mixing Premium seats for them with Standard for everyone else.
- A company whose finance team needs invoices, purchase orders or net terms: Enterprise or another contracted offering.
- IT needs SCIM provisioning or encryption keys under your own management: Enterprise.
- You must keep data in a particular region: Enterprise, with data residency in ten regions.
- Your developers need API access: plan for it separately, because Business doesn't include API usage.
If you're still deciding which AI tool your business should standardise on, I've compared ChatGPT and Copilot, looked at AI tools like ChatGPT for business, and listed AI tools for everyday business tasks.
Other workplace AI plans
If you're comparing beyond OpenAI, the plans that usually sit on the same shortlist are ChatGPT Plus, Claude Team, Microsoft Copilot and Gemini for Workspace. Check how each one is bought and billed, as well as what it does.
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My advice for your workplace rollout
If you're a small or mid-sized team and you can pay by card, I'd start on Business with Standard seats, add Premium only for the people who hit the limits, and move up when IT or finance asks for something Business can't do. If your company already buys software through purchase orders and legal review, I'd skip straight to a conversation with OpenAI's sales team, because Business can't meet those terms.
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Do you make an AI workplace tool or assistant? Featured spots and reviews here are paid partnerships. Here's how to partner with me.
This guide is part of my ChatGPT Prompts and Limits: 30 Guides to Fun Prompts, Photo Edits and Daily Caps.
Frequently asked questions
How much is ChatGPT Business?
A Standard seat is $20 per user per month billed annually or $25 monthly, and a Premium seat is $100 billed annually or $125 monthly, as of October 2026. A workspace needs at least 2 seats.
How much is ChatGPT Enterprise?
OpenAI doesn't publish an Enterprise price. Its pricing page says custom pricing through sales, with credit-based and token-based pricing available.
Does ChatGPT Business include API access?
No. OpenAI says ChatGPT Business is separate from the API platform, and API usage is billed separately.
Can I pay for ChatGPT Business by invoice?
OpenAI's Help Center says that if you need invoice billing, purchase orders, bank transfer, wire, ACH or net terms, you should use a contracted offering instead of self-serve Business.
What does Enterprise add over Business?
SCIM, EKM, domain verification, role-based access controls, custom data retention, data residency in ten regions, 24/7 priority support, SLAs and custom legal terms. The GPT Instant context window also goes from 54K to 128K.
