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UPI PIN Kaise Banaye: Debit Card ya Aadhaar Se, Step by Step

UPI PIN banane ke liye apne UPI app mein bank account add kijiye, phir Set UPI PIN par tap karke apne debit card ki details ya Aadhaar number aur OTP se verify kijiye. Uske baad 4 ya 6 digit ka naya PIN do baar daaliye, aur aapka UPI PIN ban jayega.

Ye PIN aapke bank account se juda hota hai, app se nahi. NPCI ke FAQ ke hisaab se ek UPI app mein banaya hua PIN aap doosre UPI apps mein bhi use kar sakte hain.

Shuru karne se pehle ye cheezein ready rakhiye

Kya chahiyeKyun
Bank mein registered mobile number wala SIM, isi phone meinApp SMS se aapka number verify karta hai
Debit card (ATM card)PIN set karne ke liye card ki details maangi jaati hain
Ya Aadhaar, usi mobile number se linkedAgar aapka bank Aadhaar se verification allow karta hai
Koi bhi UPI appGoogle Pay, PhonePe, Paytm, BHIM ya bank ka app

Sabse zyada log yahin atakte hain: bank mein purana number registered hai aur phone mein naya SIM. Aisa ho to pehle bank jaakar number update karwaiye, warna OTP aayega hi nahi.

Debit card se UPI PIN kaise banaye

  1. UPI app kholiye aur bank mein registered number se sign up kijiye.
  2. Add bank account chuniye aur apna bank select kijiye.
  3. App aapka account dhoondh lega. Use select kijiye.
  4. Set UPI PIN par tap kijiye.
  5. Debit card ki details daaliye jo screen par maangi jaayein.
  6. Bank se aaya OTP daaliye.
  7. Naya 4 ya 6 digit PIN daaliye, phir confirm karne ke liye dobara daaliye.

Agar aapke phone mein menu ka naam thoda alag dikhe, to app ki settings mein UPI PIN search kar lijiye. Har UPI app mein ye option bank account wali screen par hi hota hai.

Aadhaar se UPI PIN kaise banaye

Google Pay ki help page kehti hai ki agar aapka bank Aadhaar se verification allow karta hai, to aap debit card ke bina bhi UPI PIN bana sakte hain. PIN set karte waqt Aadhaar ka option chuniye, Aadhaar number ke maange gaye digits daaliye, aur OTP daaliye.

Dhyaan rakhiye: OTP usi number par aata hai jo aapke Aadhaar se linked hai. Ye number aur bank wala number ek hi hona chahiye. Agar alag hain, to Aadhaar option kaam nahi karega.

Wo baat jo zyada log nahi jaante

Bank ka MPIN aur UPI PIN alag cheezein hain. NPCI ke FAQ mein saaf likha hai ki bank ka diya hua MPIN UPI PIN se alag hota hai, isliye UPI app mein naya UPI PIN banana padta hai. Isi tarah ATM PIN bhi alag hota hai, lekin Google batata hai ki Citibank jaise kuch bank ATM PIN ko hi UPI PIN ke roop mein maangte hain.

Ek aur baat: agar aap pehle kisi doosre app mein PIN bana chuke hain, to Google Pay kehta hai ki wahi PIN yahan bhi chalega. Naya banane ki zaroorat nahi.

Galat PIN ka lock samajh lijiye

  • 24 ghante mein 2 baar galat PIN: Google Pay aapko reset karne ka alert dikhata hai.
  • 24 ghante mein 3 baar galat PIN: UPI payments kuch der ke liye block ho jaate hain.
  • Wahi PIN dobara use karna hai to 24 ghante rukiye. Turant payment karna hai to PIN reset kar lijiye.

NPCI ye bhi kehta hai ki lock ke rules bank ke hisaab se alag ho sakte hain.

Achha PIN kaise chuniye

  • Janmdin, phone number ke aakhri digits ya seedhe kram wale number mat rakhiye.
  • Ye PIN kisi ko mat bataiye, ghar walon ko bhi nahi.
  • Phone ke notes mein bank ke naam ke saath mat likhiye.
  • Shop par PIN daalte waqt screen ko haath se dhak lijiye.

PIN bhool gaye to?

Bank account wali screen par Forgot UPI PIN par tap kijiye aur wahi process kijiye: debit card ya Aadhaar, phir OTP, phir naya PIN. Agar purana PIN yaad hai aur sirf badalna hai, to Change UPI PIN option use kijiye. Iske liye card nahi chahiye, bas purana PIN. Poori jaankari ke liye ye guide dekhiye: earning app safety checklist (English mein).

Kai bank account hain to?

Agar aapke do ya teen bank account UPI app mein jude hain, to har account ka apna alag UPI PIN hota hai. Ek account ka PIN banane ya badalne se doosre account par koi asar nahi padta. Payment karte waqt app poochta hai ki kis account se pay karna hai, aur PIN usi account ka maanga jaata hai. Isliye har account ke liye PIN banate waqt dhyaan se dekhiye ki screen par kaun sa bank chuna hua hai.

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Mera tarika ye hai ki roz ke kharche wala ek account primary rakhiye, aur savings wale account par UPI tabhi chalu kijiye jab zaroorat ho. Isse galti se badi payment savings se jaane ka khatra kam ho jaata hai.

Fraud se kaise bachein

NPCI ke FAQ ke mutabik UPI app aapka PIN store ya read nahi karta, aur bank ka customer care kabhi PIN nahi maangta. Agar koi call karke kahe ki refund ke liye ya account verify karne ke liye PIN batao, to samajh jaiye ki wo fraud hai. Phone kaat dijiye.

Ek simple rule yaad rakhiye: paise lene ke liye kabhi PIN nahi daalna padta. PIN sirf payment karne ke liye hota hai. Agar koi request aaye jisme likha ho "PIN daaliye aur payment receive kijiye", to use decline kar dijiye.

Agar aap earning apps se UPI par payout lete hain, to ye guide bhi kaam aayegi: safe Paytm cash-out apps (English mein).

Agar PIN ban hi nahi raha

  • OTP nahi aa raha: SMS chal raha hai ya nahi check kijiye, aur default messaging app use kijiye.
  • Card details reject: wahi card use kijiye jo is account se juda hai, aur expiry check kijiye.
  • Aadhaar option nahi dikh raha: aapka bank abhi ye support nahi karta. Card wala tarika use kijiye.
  • Fir bhi problem: apne bank se baat kijiye. PIN bank ke paas rehta hai, app ke paas nahi.

Meri salah

UPI PIN banana do minute ka kaam hai, bas teen cheezein ek jaisi honi chahiye: bank ka number, phone ka SIM, aur Aadhaar ka number. Ye teeno match karte hain to kaam turant ho jaata hai. Aur ek baar PIN ban jaye, to use kisi ke saath share mat kijiye, chahe saamne wala kitna bhi bharosemand lage.

Aksar puche jaane wale sawal

UPI PIN kitne digit ka hota hai?

UPI PIN 4 ya 6 digit ka hota hai, ye aapke bank par depend karta hai.

Kya debit card ke bina UPI PIN ban sakta hai?

Haan, agar aapka bank Aadhaar se verification allow karta hai. Aadhaar usi mobile number se linked hona chahiye jo bank mein hai.

Kya MPIN aur UPI PIN ek hi hai?

Nahi. NPCI ke hisaab se bank ka MPIN UPI PIN se alag hota hai.

3 baar galat PIN daalne par kya hota hai?

Google Pay ke mutabik UPI payments kuch der ke liye block ho jaate hain. 24 ghante rukiye ya PIN reset kijiye.

Published and maintained by the Lilach Bullock team, covering marketing, AI and business growth.
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