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Hnry Review: A Percentage Fee Instead of a Subscription

Hnry is a pay-as-you-earn tax and accounting service for sole traders and freelancers in Australia, covering automated tax, lodging, expenses and support from sole-trader accountants. The catch is the shape of the fee: as of Oct 2026, it takes 1% plus GST of every payment into your Hnry account, capped at 1,500 dollars plus GST a year, with no subscription.

Hnry doesn't sell a plan, which is exactly why people look it up before they sign up. I read Hnry's Australian pricing page to see what the fee is, what it covers and how it differs from the usual subscription model, using only Hnry's own words and figures.

How the Hnry fee is set

ItemWhat Hnry's page saysWhat it means for you
The fee1% plus GST of every payment into your Hnry accountThe fee rises with what you earn through Hnry
The cap1,500 dollars plus GST per yearThe fee stops climbing at the cap, and Hnry says it claims it as a business expense for you
SubscriptionNone: no subscriptions, no obligationsIf you're not earning, you're not paying
What's coveredTaxes and expenses automated, taxes lodged, expense management, support from sole-trader accountantsThe fee pays for the tax work, not only the software
Getting paidCredit cards, Apple Pay, Google Pay, e-commerce sites, SMS-to-Pay, a POS terminalOptional, and some processing fees may apply

As listed on Hnry's Australian pricing page, as of Oct 2026, in dollars. Check the vendor's pricing page before you sign up, and treat this as a summary of that page, not tax advice.

The Hnry trade-off: a fee that grows with your income

Most software charges a flat monthly fee whether you had a good month or a quiet one. Hnry flips that. It takes a percentage of every payment that lands in your Hnry account, so a quiet month costs very little and a busy month costs more, right up to the yearly cap.

That's the catch, and it cuts both ways. If your income is uneven, paying nothing when you earn nothing is a relief, and the page puts it plainly: if you're not earning, you're not paying. If your income is steady and high, you'll reach the 1,500 dollar plus GST cap and the fee stops growing from there. I'm not going to work out where that line falls for you, because it depends on your income and that's a question for an accountant, not a review.

Hnry's page also shows its own comparison figures: traditional accounting software at 728 dollars a year on average, with the accountant sold separately, and traditional accountants at 1,920 dollars a year on average. Those come from a survey of sole traders that Hnry cites, so they're Hnry's numbers, not mine. The page also says Hnry has never raised its prices, which is its claim to make, and one you can hold it to.

One more detail people miss: there's no credit card needed to sign up, and the fee is taken from payments into the Hnry account. Money you earn through other channels isn't part of that calculation, which is worth thinking about before you move everything across.

What the Hnry service covers

The fee covers what Hnry calls its full service: your taxes and expenses automated, its full accounting service with your taxes lodged, expense management, and support from its team of specialised sole-trader accountants. You're not buying software and then hiring someone to use it; the service and the accountants come together.

On the getting-paid side, you can accept credit cards, Apple Pay and Google Pay, integrate with e-commerce sites, send SMS-to-Pay requests or set up a POS terminal. All of those are optional, and the page says some processing fees may apply, so check those separately from the 1% fee. If you're new to billing clients, the basics of invoicing as a sole trader are worth a read first.

Who Hnry suits, and who should keep their accountant

Hnry is a good match for:

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  • Sole traders and freelancers in Australia who want tax, expenses and invoicing handled in one pay-as-you-earn service.
  • People with uneven income who'd rather pay a share of what comes in than a monthly subscription plus an accountant.
  • Anyone who'd like the tax lodged for them rather than handing a file to someone else each year.

It's a poorer match for:

  • Anyone who earns through other channels and doesn't want a share of each payment taken.
  • People who want to see a flat monthly price before they sign up.
  • Anyone still deciding on their business structure, since Hnry is built around sole traders. Read up on sole trader versus limited company before you choose.

Hnry verdict for sole traders

I'd look at Hnry if you're an Australian sole trader who hates admin, has uneven income and would rather hand the tax work to a service than juggle software and an accountant. The pay-as-you-earn model means a slow start costs you little, and the yearly cap stops the fee running away in a good year. I'd skip it if you'd rather know the exact figure every month, or if most of your income will keep landing outside a Hnry account. Either way, this is a read of Hnry's pricing page, not tax advice.

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Frequently asked questions

How much does Hnry charge?

Hnry's pricing page says it charges 1% plus GST of every payment into your Hnry account, capped at 1,500 dollars plus GST per year, as of Oct 2026.

Does Hnry have a monthly subscription?

No. The page says it's pay as you earn, with no subscriptions and no obligations. If you're not earning, you're not paying.

What does the Hnry fee include?

The page says it covers the full service: taxes and expenses automated, taxes lodged, expense management and support from its sole-trader accountants.

Where do the Hnry comparison figures come from?

The 728 and 1,920 dollar a year averages for traditional accounting software and traditional accountants are Hnry's own figures, from a survey of sole traders that Hnry cites on its pricing page.

Published and maintained by the Lilach Bullock team, covering marketing, AI and business growth.
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