Real estate crowdfunding platforms let you put money into property without buying a whole building, by owning shares of homes, part of a commercial deal or a slice of a property loan. They differ most on who can join: some are open to everyone, others only to accredited investors. Ten platforms follow, in no particular order.
Buying a rental property means a deposit, a mortgage, tenants and a boiler that breaks at the worst moment. These platforms offer a smaller way in, and a few of the best-known names have changed recently.
The ten below are listed alphabetically and in no particular order. Every description comes from the platform's own website, read 2 Nov 2026. This is a list, not investment advice: every investment carries risk, you can lose money, and each platform's own site sets out who can invest and on what terms.
Property investing platforms side by side
| Tool | Type | Good for |
|---|---|---|
| Ark7 | Fractional rental home app | Buying shares of rental homes in an app |
| Arrived | Fractional rental and vacation home platform | Shares of rental homes and vacation rentals |
| BrickX | Australian fractional property platform | Australians buying small parts of property |
| CrowdStreet | Private market investing platform | Accredited investors looking at commercial real estate |
| EquityMultiple | Commercial real estate platform | Vetted commercial property deals |
| Groundfloor | Real estate notes and loans | Real estate notes and loans with a choice of terms |
| Lofty | Fractional US property app | Buying a share of a single rental property |
| RealtyMogul | Real estate crowdfunding platform | Commercial property investing |
| Roofstock | Single-family rental buying and management | Buying whole rental homes, not shares |
| Willow Wealth | Alternative investment platform | Real estate alongside private credit and equity |
Ten real estate crowdfunding platforms
Ark7
Best for: Beginners who want to buy shares in rental properties, share by share, through an app, with securities facilitated through a registered broker-dealer per its disclosure.
Arrived
Best for: Investors who'd like to buy shares of rental homes and vacation rentals online instead of buying a whole property.
BrickX
Best for: Australians who want to buy small parts of a property, from a platform whose page describes property investment accessible for all Australians.
CrowdStreet
Best for: Accredited investors who want direct access to private market investments, including commercial real estate, per its page.
EquityMultiple
Best for: Investors who want commercial real estate deals the page calls vetted, as part of a more diversified portfolio, with a three-step sign-up.
Groundfloor
Best for: Accredited investors interested in real estate notes, loans and other alternatives, with a choice of terms and asset classes.
Lofty
Best for: App users who want to browse fractional shares of US rental properties and buy into a single property online.
RealtyMogul
Best for: People looking at commercial real estate crowdfunding who are comfortable with the accredited-investor questions set out on its sign-up page.
Roofstock
Best for: Hands-on investors who want to buy, manage and sell whole single-family rentals and build-to-rent portfolios rather than shares.
Willow Wealth
Best for: Those who want real estate next to private credit and private equity on one alternative investment platform, now at the former Yieldstreet address.
Who's allowed to invest comes first
The pages disagree on this before anything else. CrowdStreet's page says it gives accredited investors direct access to private market investments. Groundfloor describes its offerings as for accredited investors, and RealtyMogul sets out accredited-investor tests on its sign-up form. Ark7, Arrived and Lofty, by contrast, describe buying shares of rental homes online, and BrickX describes property investing for Australians.
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Accredited investor is a legal status with its own tests, and I won't paraphrase them here. If a platform asks you to verify it, read the platform's own explanation, and talk to a regulated financial adviser if you're unsure where you stand.
Names have moved too. The old Yieldstreet address now opens Willow Wealth, which describes itself as an alternative investment platform, and Cityfunds' page says Cityfunds is now part of Homeshares. Older lists still name both, so search for the current name before you sign up anywhere.
Shares, commercial deals, loans or whole homes
- Shares of rental homes. You buy a fraction of a single-family or vacation rental through an app or website, share by share.
- Commercial real estate. Stakes in commercial property deals, which is where the accredited-only platforms on this list sit. EquityMultiple calls its commercial deals vetted.
- Real estate notes and loans. You lend against a property project rather than owning part of it, and the terms vary by offering.
- Whole homes. Roofstock doesn't sell shares at all: it's for buying, managing and selling whole single-family rentals and build-to-rent portfolios.
Six things to read before you put money in
- Who can invest: is the platform open to everyone, or only to accredited investors?
- What you own: a share of a property, a stake in a deal, or a note on a loan?
- How and when you can get your money out, and whether there's a holding period.
- Where the platform operates, and whether it accepts investors from your country.
- Which documents explain the risks, and who regulates the offering.
- What happens to your investment if the platform closes or changes hands.
If you'd rather buy and run property yourself, my list of real estate investing software covers the analysis and management side, and my CRM for real estate investors roundup covers deal tracking. Raising money for a cause or a product is a different thing again, covered in my crowdfunding platforms list.
Do you make a real estate investing platform? Tool makers can ask to be considered for a featured place on this list.
My plain advice on property crowdfunding
Check who can invest before you look at anything else, because several of the best-known platforms only accept accredited investors. Then decide what you want to own: a share of a home, a stake in a commercial deal or a loan. Read each platform's own risk documents, put in only what you could manage to lose, and speak to a regulated financial adviser if you're unsure. This page lists platforms described from their own websites; it doesn't tell you which one to choose.
Want your tool on this list? Featured spots and reviews here are paid partnerships. Here's how to partner with me.
Frequently asked questions
What is real estate crowdfunding?
It's a way to put money into property alongside other investors through an online platform, by owning shares of a home, part of a commercial deal or a slice of a loan, instead of buying a whole property yourself.
Can anyone invest in real estate crowdfunding?
Not on every platform. Some pages describe offerings only for accredited investors, while others describe buying shares of rental homes online. Each platform's own site sets out who can invest.
Is real estate crowdfunding safe?
Every investment carries risk, and you can lose money. This page isn't investment advice, so read each platform's risk documents and speak to a regulated adviser before you invest.
What's the difference between fractional ownership and crowdfunding?
Fractional ownership usually means buying shares of one specific property. Crowdfunding is the wider term for pooling money from many investors into property deals, loans or funds.
Are there real estate crowdfunding platforms outside the US?
Yes. This list is US-led, with one Australian platform. Other countries have their own platforms and rules, so check that a platform accepts investors where you live.
Can I sell my share early?
It depends on the platform and the offering. Some describe ways to sell, others hold your money for a set term, so read the offering documents before you invest.
